Neither the University of Wisconsin-Madison nor the Division of University Housing is liable if your property is lost, stolen, or damaged in any way, anywhere on the premises (including storage facilities).
Residents are liable for all damages to their apartment and belongings, and to neighbors’ apartments and belongings that occur due to their, or their guests’, actions. Renter’s Insurance protects you from financial loss if there is a fire, leak, or flood in your apartment.
Most Renter’s Insurance policies do not cover protection from flooding unless you specifically request a “rider” or addendum to the policy. Use the chart below for additional information about the buildings you will need for your policy.